Step 2. We’ll line up financing for your home retrofit.


Home Improvement Loans

A Retrofit America financing partner will issue you a home improvement loan to finance your home efficiency improvements.

Home energy efficiency improvements typically cost from $5,000 to $9,000, with payback periods through energy savings of three to five years. Following completion of your home energy audit, Retrofit America will propose to you an optimal finance package to cover these costs.

You may finance your home retrofit, for example, with a loan issued by a Retrofit America financing partner under a Federal Housing Authority (FHA) Title 1 Home Improvement loan. If you are purchasing a home or refinancing your mortgage, you may also qualify for an FHA Energy Efficiency Mortgage (EEM), where home improvements of up to $8,000 may be included in the loan amount. See information on FHA Title 1 Home Improvement loans and EEMs on the FHA web site.

Rebates & Tax Credits

Retrofit America will assist you to claim rebates that your State government or public utility company may offer, which can be applied toward your home retrofit.  We will also assist you to cash in on Federal tax credits that are available under the American Recovery and Reinvestment Act of 2009 (ARRA) and may be applied toward up to 30% of the cost of equipment meeting certain energy efficiency requirements for home energy efficiency improvements. For more detail, see rebates & tax credits. In addition, your State government or public utility company may offer rebates that may be applied toward your home retrofit.

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